[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.enterplus.sk\/setrit-alebo-nesetrit\/#Article","mainEntityOfPage":"https:\/\/www.enterplus.sk\/setrit-alebo-nesetrit\/","headline":"\u0160etri\u0165 alebo ne\u0161etri\u0165?","name":"\u0160etri\u0165 alebo ne\u0161etri\u0165?","description":"Je to typ my\u0161lienkovej \u00favahy v\u00a0\u0161t\u00fdle hamletovskej bytostnej ot\u00e1zky By\u0165 \u010di neby\u0165? a\u00a0svoj\u00edm sp\u00f4sobom maj\u00fa obidve tieto ot\u00e1zky spolo\u010dn\u00fd princ\u00edp, ke\u010f\u017ee \u0161etrenie je d\u00f4le\u017eitou s\u00fa\u010das\u0165ou \u017eivota a\u00a0v\u00a0mnoh\u00fdch pr\u00edpadoch je to niekedy doslova aj podmienkou pre\u017eitia. \u00daspory s\u00fa v\u0161eobecne ist\u00fdm prostriedkom, ktor\u00fd n\u00e1m sl\u00fa\u017ei na to, aby sme si zabezpe\u010dili svoje \u017eivotn\u00e9 potreby aj do bud\u00facnosti. […]","datePublished":"2017-01-30","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.enterplus.sk\/author\/#Person","name":"","url":"https:\/\/www.enterplus.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"enterplus.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.enterplus.sk\/wp-content\/uploads\/img_a280047_w2026_t1490902316.jpg","url":"https:\/\/www.enterplus.sk\/wp-content\/uploads\/img_a280047_w2026_t1490902316.jpg","height":0,"width":0},"url":"https:\/\/www.enterplus.sk\/setrit-alebo-nesetrit\/","about":["Peniaze"],"wordCount":364,"articleBody":"Je to typ my\u0161lienkovej \u00favahy v\u00a0\u0161t\u00fdle hamletovskej bytostnej ot\u00e1zky By\u0165 \u010di neby\u0165? a\u00a0svoj\u00edm sp\u00f4sobom maj\u00fa obidve tieto ot\u00e1zky spolo\u010dn\u00fd princ\u00edp, ke\u010f\u017ee \u0161etrenie je d\u00f4le\u017eitou s\u00fa\u010das\u0165ou \u017eivota a\u00a0v\u00a0mnoh\u00fdch pr\u00edpadoch je to niekedy doslova aj podmienkou pre\u017eitia.\u00daspory s\u00fa v\u0161eobecne ist\u00fdm prostriedkom, ktor\u00fd n\u00e1m sl\u00fa\u017ei na to, aby sme si zabezpe\u010dili svoje \u017eivotn\u00e9 potreby aj do bud\u00facnosti. U\u017e star\u0161ie gener\u00e1cie ved\u00fa svoje deti a\u00a0vnukov, na z\u00e1klade svojich vlastn\u00fdch \u017eivotn\u00fdch sk\u00fasenost\u00ed, k\u00a0tomu, aby si odkladali a\u00a0sporili svoje penia\u017eky, za ktor\u00e9 si potom v\u00a0bud\u00facnosti m\u00f4\u017eu k\u00fapi\u0165 nie\u010do u\u017eito\u010dn\u00e9 a\u00a0potrebn\u00e9.Modern\u00e9 finan\u010dn\u00edctvo a\u00a0bankovn\u00edctvo tie\u017e flexibilne a\u00a0pru\u017ene pracuje s\u00a0touto skuto\u010dnos\u0165ou, ke\u010f pon\u00faka r\u00f4zne produkty a\u00a0slu\u017eby, ktor\u00e9 m\u00f4\u017eu napom\u00f4c\u0165 pri hromaden\u00ed a\u00a0zhodnocovan\u00ed svojich finan\u010dn\u00fdch prostriedkov a\u00a0rezerv.Medzi tieto produkty patria r\u00f4zne typy \u00fa\u010dtov a\u00a0sporen\u00ed s\u00a0r\u00f4znymi podmienkami a\u00a0v\u00fdhodami, ktor\u00e9 m\u00f4\u017eu by\u0165 pre klientov zauj\u00edmav\u00e9. Tieto im potom pom\u00e1haj\u00fa aj v\u00a0celkovej finan\u010dnej zodpovednosti a\u00a0zvy\u0161uj\u00fa ich vedomosti v\u00a0r\u00e1mci osobnej finan\u010dnej gramotnosti.Je preto zrejm\u00e9, \u017ee \u0161etrenie je jednozna\u010dne pozit\u00edvnym javom pre jednotlivca a\u00a0rodiny, lebo okrem nadobudnutia vlastn\u00fdch \u00faspor sl\u00fa\u017ei aj na ur\u010dit\u00e9 zdokonalenie vlastnej sebadiscipl\u00edny, ke\u010f\u017ee sporenie si vy\u017eaduje ist\u00fa obetu, ke\u010f sa, okrem aktu\u00e1lnych finan\u010dn\u00fdch prostriedkov, zriekame niektor\u00fdch \u017eivotn\u00fdch \u0161tandardov a\u00a0luxusu v\u00a0pr\u00edtomnosti.To v\u0161etko v\u0161ak v\u00a0plat\u00ed v\u00a0pr\u00edpade, ke\u010f n\u00e1m konkr\u00e9tna \u017eivotn\u00e1 situ\u00e1cia umo\u017e\u0148uje odklada\u0165 si finan\u010dn\u00e9 rezervy do bud\u00facnosti a\u00a0je to v\u00a0podstate aj jej poslanie. Vytv\u00e1ranie finan\u010dn\u00fdch rezerv v\u00a0obdob\u00ed osobnej finan\u010dnej prosperity toti\u017e sl\u00fa\u017ei na to, aby sme tieto rezervy pou\u017eili v\u00a0pr\u00edpade, ke\u010f nastane obdobie ist\u00fdch finan\u010dn\u00fdch probl\u00e9mov alebo je potrebn\u00e9 zabezpe\u010di\u0165 si nejak\u00fa z\u00e1kladn\u00fa \u017eivotn\u00fa potrebu.                                                                                                                                                                                                                                                                                                                                                                                        4.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0160etri\u0165 alebo ne\u0161etri\u0165?","item":"https:\/\/www.enterplus.sk\/setrit-alebo-nesetrit\/#breadcrumbitem"}]}]