[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.enterplus.sk\/poistenie-bicykla\/#Article","mainEntityOfPage":"https:\/\/www.enterplus.sk\/poistenie-bicykla\/","headline":"Poistenie bicykla","name":"Poistenie bicykla","description":"Poistenie dom\u00e1cnosti ako aj zdravia je docela be\u017en\u00e1 vec, ale ako je to s poisten\u00edm bicykla? T\u00e1to veta nie je ak\u00fdmsi \u017eartom, ale jedna z mo\u017enost\u00ed poistenia. Predsa existuje nejeden pr\u00edpad, kedy \u010dloveku zmizol bicykel. \u010ci u\u017e z uzavret\u00e9ho priestoru (z gar\u00e1\u017ee, pivnice,…), alebo z pred obchodu v meste, skr\u00e1tka tak\u00e9to situ\u00e1cie s\u00fa \u017eia\u013e be\u017en\u00e9 […]","datePublished":"2018-03-28","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.enterplus.sk\/author\/#Person","name":"","url":"https:\/\/www.enterplus.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"enterplus.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.enterplus.sk\/wp-content\/uploads\/img_a288228_w2026_t1527503145.jpg","url":"https:\/\/www.enterplus.sk\/wp-content\/uploads\/img_a288228_w2026_t1527503145.jpg","height":0,"width":0},"url":"https:\/\/www.enterplus.sk\/poistenie-bicykla\/","about":["Peniaze"],"wordCount":453,"articleBody":"Poistenie dom\u00e1cnosti ako aj zdravia je docela be\u017en\u00e1 vec, ale ako je to s poisten\u00edm bicykla? T\u00e1to veta nie je ak\u00fdmsi \u017eartom, ale jedna z mo\u017enost\u00ed poistenia. Predsa existuje nejeden pr\u00edpad, kedy \u010dloveku zmizol bicykel. \u010ci u\u017e z uzavret\u00e9ho priestoru (z gar\u00e1\u017ee, pivnice,…), alebo z pred obchodu v meste, skr\u00e1tka tak\u00e9to situ\u00e1cie s\u00fa \u017eia\u013e be\u017en\u00e9 a m\u00f4\u017eu sa \u013eahko sta\u0165 ( v mojom pr\u00edpade napr\u00edklad u\u017e trikr\u00e1t). Zlodeji nepoznaj\u00fa z\u00e1brany a dok\u00e1\u017eu si poradi\u0165 aj so z\u00e1mkom. Nechcem v\u00e1s zbyto\u010dne stra\u0161i\u0165, ale kr\u00e1de\u017e bicykla nie je vyl\u00fa\u010den\u00e1, aj napriek tomu je v\u0161ak poistenie bicykla ka\u017ed\u00e9ho osobnou z\u00e1le\u017eitos\u0165ou na z\u00e1klade vlastn\u00e9ho rozhodnutia, \u010di\u017ee je dobrovo\u013en\u00e9. V pr\u00edpade, ak o tak\u00e9to poistenie jav\u00edte z\u00e1ujem, mus\u00edme si ho trochu \u0161pecifikova\u0165.Bicykel m\u00f4\u017ee by\u0165 poisten\u00fd \u0161tandartne v zmysle poistenia dom\u00e1cnosti, ale existuje i mo\u017enos\u0165 poisti\u0165 bicykel samostatne.Rodziel je v tom, \u017ee v prvom pr\u00edpade (poistenie dom\u00e1cnosti) v\u00e1m m\u00f4\u017ee by\u0165 strata bicykla uhraden\u00e1 iba v pr\u00edpade, ak bol odcudzen\u00fd z v\u00e1\u0161ho domova. Poistenie sa nevz\u0165ahuje na kr\u00e1de\u017e v meste, v parku, \u010di niekde v pr\u00edrode, kde je jeho kr\u00e1de\u017e o nie\u010do pravdepodobnej\u0161ia. A pr\u00e1ve v tomto pr\u00edpade existuje samostatn\u00e9 poistenie bicykla, ktor\u00e9 sa vz\u0165ahuje na jeho kr\u00e1de\u017e celkovo. Po novom ju poskytuj\u00fa i predajcovia bicyklov, ak\u00ed v tomto smere spolupracuj\u00fa s pois\u0165ov\u0148ou Generali, ktor\u00e1 vlastne ako jedin\u00e1 pon\u00faka poistenie aj tohto druhu. Niektor\u00ed predajcovia dokonca poskytuj\u00fa poistenie na ur\u010dit\u00fd \u010das zadarmo (nesk\u00f4r ho mo\u017eno dopoisti\u0165 za dohodnut\u00fd poplatok). Od 1. m\u00e1ja 2018 je navy\u0161e mo\u017en\u00e9 poisti\u0165 i star\u0161\u00ed bicykel, s \u010d\u00edm b\u00fdval doteraz trochu probl\u00e9m. A tak v pr\u00edpade, \u017ee si k\u00fapite bicykel v hodnote cca 500 eur a za 2 roky v\u00e1m ho n\u00e1hle ukradn\u00fa, pois\u0165ov\u0148a Generali s\u013eubuje \u00fahradu v nemennej \u010diastke, teda 500 eur.\u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Podobn\u00e9 slu\u017eby ale pon\u00faka i pois\u0165ov\u0148a Union.Ale existuje i mo\u017enos\u0165 poistenia formou asisten\u010dn\u00fdch slu\u017eieb. Tento typ poistenia je ur\u010den\u00fd sk\u00f4r pre pr\u00edpad nehody a po\u0161kodenia. To znamen\u00e1, \u017ee v pr\u00edpade nehody v\u00e1s sanitka prevezie do nemocnice, na z\u00e1klade platby povinn\u00e9ho zdravotn\u00e9ho poistenia, to je vlastne \u0161tandartn\u00fd postup. No v pr\u00edpade pripoistenia tkzv. bato\u017einy v\u00e1m v \u010dase nehody pois\u0165ov\u0148a preplat\u00ed i \u0161kodu, ak\u00e1 (v tomto pr\u00edpade na bicykli) vznikla, no samozrejme do stanovenej poistnej \u010diastky.                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poistenie bicykla","item":"https:\/\/www.enterplus.sk\/poistenie-bicykla\/#breadcrumbitem"}]}]